{"id":214,"date":"2023-12-14T12:20:43","date_gmt":"2023-12-14T12:20:43","guid":{"rendered":"https:\/\/www.casinodor.com\/?p=214"},"modified":"2023-12-14T12:20:43","modified_gmt":"2023-12-14T12:20:43","slug":"should-you-ever-take-insurance-when-playing-baccarat","status":"publish","type":"post","link":"https:\/\/www.casinodor.com\/should-you-ever-take-insurance-when-playing-baccarat\/","title":{"rendered":"Should you ever take insurance when playing baccarat?"},"content":{"rendered":"
Baccarat is a popular casino card game that is loved by players around the world, both in land-based casinos and online. As one of the simplest casino games with some of the best odds for players, baccarat continues to attract new players interested in trying their hand. One question that often comes up with new baccarat players is whether or not to take insurance when playing baccarat. Most experts agree that there is no good reason to ever take insurance when playing either online baccarat or live dealer baccarat in a casino.<\/p>\n
Before examining why insurance is a bad bet at the baccarat table, it helps to understand precisely what baccarat insurance is. Baccarat has simple rules, but the insurance bet remains confusing for some first-timers. When the player and banker are dealt their initial two cards each, special rules apply on whether a third card is drawn. If the player stands on 6 or 7 points, the banker must hit 5 points or less. It creates a perceived advantage for the banker which is where the insurance bet comes into play.<\/p>\n
If a player wishes, they place an insurance bet in case the banker goes on to win the hand. If the player has the higher score but the banker wins with a three-card hand, the insurance bet pays out at 2:1. So in effect, baccarat insurance is a side bet wagering that the banker will beat the player in the event of a three-card winning banker hand. Some live baccarat variations do not even offer the insurance bet option, but many leading live dealer software platforms include it as an optional side bet.<\/p>\n